Terms of Use and End User License Agreement

Effective date: October 1, 2025

Introduction

This Terms of Use and End User License Agreement (“Terms”) govern your access to and use of the Are You Investable.AI website, applications, services, and related products (collectively, the “Services”) provided by Are You Investable.AI (“Company,” “we,” “us,” or “our”). By accessing or using the Services you agree to be bound by these Terms and any supplementary agreements, policies, or click-through licenses presented at the time of download or use.

Acceptance of Terms

By creating an account, downloading software, using the Services, or clicking “I Agree,” you accept and agree to these Terms. If you do not agree, do not access or use the Services. Certain features may require you to accept a separate End User License Agreement (“EULA”) before use; those terms are incorporated into these Terms by reference.

License Grant

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your internal business or personal use, subject to these Terms and any EULA presented with downloadable software. All rights not expressly granted are reserved by the Company.

User Accounts and Security

  • Account responsibility: You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
  • Accuracy: You agree to provide accurate, current, and complete information and to update that information promptly.
  • Unauthorized access: You must notify us immediately of any unauthorized use of your account or other security breaches.

 

Acceptable Use and Prohibited Conduct

You will not use the Services to:

  • Violate laws, regulations, or third-party rights.
  • Reverse-engineer, modify, or attempt to access the source code of our Products except as expressly permitted.
  • Interfere with the operation or security of the Services, transmit malware, or engage in harmful conduct.
  • Upload content that is unlawful, infringing, defamatory, or that violates privacy or publicity rights.
    We may suspend or terminate accounts that violate these rules.

 

Content Ownership and License to Company

  • Your content: You retain ownership of content you submit. By submitting content, you grant the Company a worldwide, royalty-free, sublicensable, transferable license to use, reproduce, modify, prepare derivative works, distribute, and display such content to provide, improve, and promote the Services.
  • Company content: The Services, including all software, designs, text, graphics, logos, and trademarks, are owned by the Company or our licensors and are protected by intellectual property laws.

 

Payments and Fees

When you purchase paid Services you agree to pay all fees specified at the time of purchase. Subscription terms, renewal, and cancellation policies are displayed during checkout and in your account. Payments are processed by third-party processors and are subject to their terms.

Privacy

Your use of the Services is subject to our Privacy Policy, which describes how we collect, use, and disclose information. The Privacy Policy is incorporated into these Terms. It is your responsibility to review the Privacy Policy before using the Services.

Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant uninterrupted or error-free operations.

Limitation of Liability

To the maximum extent permitted by law, the Company, its affiliates, officers, directors, employees, agents, and licensors will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, loss of data, or business interruption arising out of or related to these Terms or the Services. Our aggregate liability to you for any claim arising under these Terms is limited to the greater of the fees you paid to us in the 12 months preceding the claim or one hundred dollars (USD).

Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates from and against any claims, liabilities, losses, damages, costs, and expenses (including reasonable attorneys’ fees) arising from or related to your breach of these Terms, your content, or your use of the Services.

Termination and Suspension

We may suspend or terminate your access for violation of these Terms, suspected fraud, security breaches, or where required by law. Upon termination, rights granted to you under these Terms cease immediately. Sections that by their nature survive termination (including Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, and Governing Law) will continue to apply.

Governing Law and Dispute Resolution

These Terms are governed by the substantive laws of the state in which the Company is incorporated without regard to conflict of law principles. Disputes will be resolved in the courts located in that jurisdiction unless a binding arbitration agreement is presented and accepted in a separate agreement. You and the Company waive any right to a trial by jury to the fullest extent permitted by law.

Clickwrap, Browsewrap, and Consent

We may present these Terms as a clickwrap agreement requiring affirmative acceptance, a banner or notice that continued use constitutes acceptance, or as a browsewrap link in the website footer. Your method of acceptance will determine the enforceability and scope of consent; clickwrap acceptance provides the clearest enforceable agreement mechanism.

Changes to Terms

We may update these Terms from time to time. Material changes will be posted with a new effective date and, when required, presented for your affirmative acceptance. Continued use following modification constitutes acceptance of the revised Terms.

Third-Party Services and Integrations

The Services may include links, integrations, or services provided by third parties. We are not responsible for the content, privacy practices, or performance of third-party services. Your use of third-party services may be governed by those third parties’ terms and policies.

Export Compliance

You will comply with all applicable export and import laws and regulations when using the Services and will not use the Services in violation of any such laws.

Severability

If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permitted and the other provisions will remain in full force and effect.

Entire Agreement

These Terms, together with any EULA, Privacy Policy, and any other incorporated agreements, constitute the entire agreement between you and the Company regarding the Services and supersede all prior agreements.

Contact Information

For questions, notices, or to report violations, contact: [email protected].

 

“Are You Investable?” Intake Process

  1. Complete the online new company intake form to set up your first call.
  2. Securely load in your full company materials: executive overview, slide deck, business plan, financials, industry data, or more.
  3. Prepare to skydive in our opening discussion into all functional areas: operations, logistics, procurement, finance, sales, marketing, legal, or more.
  4. Complete questionnaire #1 exploring the founder and team behind the product or service in a one-hour business mentor online session.
  5. Revise, rethink, and improve your odds using pitch and story recommendations to sharpen your presentation and your investor appeal.
  6. Complete questionnaire #2 which explores the product or service and the role it fills in a one-hour online session.
  7. Receive your summary and report for review and company distribution.
  8. Connect through our best matching program with access and referral to logical capital sources.
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